For Annual accounts, you will be charged a withdrawal fee of 5% of balance withdrawn for the second or more withdrawals during each year the account is opened.

For CDs, the withdrawn amount will be subject to a penalty equal to the interest on the amount withdrawn at the simple interest rate of the account, but shall not be more than 90 days of interest, nor less than five (5) days of interest on the withdrawn amount. IRA penalties are in accordance with the Internal Revenue Service.
 

Savings Account Fees

Share Withdrawal Fee

$1.00 per withdrawal after five (5) withdrawals per month

Christmas Club Early Withdrawal Fee

5% of balance withdrawn if withdrawn before November 1st

Annual Savings Account Withdrawal Fee in a year

5% of balance withdrawn if more than one (1) withdrawal

 

Share Draft (Checking) Account Fees

Overdraft

$10.00 per item

Non-sufficient Funds (NSF)

$10.00 per item

ATM Withdrawal (members)

NO FEE

ATM Withdrawal (non-members)

$2.75 per withdrawal

Returned Deposit

$5.00 per item

Stop Payment

$15.00 per item

Copies of Account

$0.50 per request

Share Draft Checks

Price will vary depending on style and number of checks ordered

 

Other Service Fees (Applicable to All Accounts)

Returned Check

$10.00 per item

Items Sent for Collection

$10.00 per item

Wire Transfer (out)

$10.00 per transfer

Legal Process Fee

$15.00

Money Order Fee

$1.00 per money order

Notary Fee (members)

NO FEE

Notary Fee (non-members)

$5.00

Share Draft Copy

$3.00 per draft

Certified Check

NO FEE

Accounting Services

$20.00 per hour

Document Shredding

$1.50 per box

Dormant Account Fee

$5.00 per month

Remote Deposit Capture (application fee)

$15.00

 

The rates and fees appearing in this schedule are accurate and effective for accounts as of the Last Dividend Declaration Date indicated on this Schedule of Fees and Charges. At any time, we may waive any of these fees. Any waiving of fees will be done on a case by case basis and will not prevent us from charging future fees. If you have any questions or require current rate and fee information on your accounts, please call San Juan Credit Union.

 

Credit Union Membership

Membership Share

$25.00 par value

Membership Fee

$1.00

 

Business Share Draft (Checking) Account Fees

Monthly Service Fee

$4.95

Item Count Over 50 on Deposits Per Month

$0.07 per item

Cash Out Over $500.00

1.50% Coin – 1.75% Currency

 

Online Bill Pay Fee

Monthly Fee

NO FEE

 

Loan Fees

Loan Application Fee

$15.00 per application

Loan Processing Fee

$60.00 per loan

Life Line Advance Fee

Advance of $1-100

Fee of $25.00

Advance of $101-$200

Fee of $35.00

Advance of $201-$300

Fee of $45.00

Advance of $301-$400

Fee of $55.00

Advance of $401-$500

Fee of $65.00

Loan Late Payment Fee

$25.00 after ten (10) days

Repossession Fee

$150.00 local repossessions. Repossessions out of the local area will be charged based upon the company.

 

Your savings are Federally insured up to $250,000.00 by the National Credit Union Administration (NCUA)